Welcome to the Illini State
Contractors Insurance Center.
Looking for a Fast and Inexpensive General Liability Quote?
Here you go ... CLICK HERE.
OK, WE GET IT. It's about saving as much money as you can, but if you have the wrong coverage IT COULD COST YOU BIG TIME. We have been providing contractors of all types the proper insurance at an extremely competitive premium for over 20 years. Griffin Insurance has been doing this long enough to know what coverage you need AND how to save you money.
What coverage do I need?
General construction contractors in Illinois are licensed by city and county governments. Check with your local government for specific licensing requirements. The state government currently licenses roofing contractors only.
City of Chicago Requirements
What is General liability insurance for Contractors all about?
General liability insurance also known as Commercial General Liability (CGL) protects your contractors business from another person or business's claims of bodily injury, associated medical costs and damage to property.
Bodily injury: A customer comes to your job site to check out your work. He trips over an extension cord and falls, breaking his wrist. A general liability insurance for contractors could cover his medical costs.
Property damage : You are renovating a room in a client’s home and as you set up your ladder it falls and smashes your client's table and TV. Your insurance may cover the subsequent claim up to your General Liability insurance policy's limits of liability.
Personal injury: One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your General Liability policy's limits of liability, and pay for an attorney to defend you if necessary.
How Fast Can I Obtain General Liability Insurance?
As long as we have the information we need, we can get you covered in the same day. We know you have a thousand things going at once but if take the time to compete this quote form you will have a quote in hours, not days.
Contractor's Fast Quote
You can always "Chat" during business hours.