Wouldn’t it be nice to have an impartial witness always with you when you are behind the wheel of a car?  As technology moves faster than the speed of light you now can!  Dashboard cameras started on police cruisers and they were mounted on the dashboard.  Most Dash Cams today are mounted on the windshield.  With this technology, you can now avoid the “he said, she said” scenarios when you KNOW you were in the right.

 To date there are no insurance companies that I am aware of that offers a discount for a Dash Cam.  There are however a few carriers in England that see the advantage of their drivers utilizing this technology.  When insurance companies can see cold hard savings to their bottom line, then you may see discounts.  Nonetheless, there are very good reasons to install a Dash Cam.

First, it can make you, or your teenager, a better driver.  When you know that you are being recorded you tend to be a little more safety minded and with your teens you can review driving habits, make suggestions as to how to improve their driving and some Dash Cams have GPS and speed indicators.  It’s all about accountability.  Remember, motor vehicle accidents are one of the leading causes of death among teenagers.

Secondly, in the event of an accident, you have video evidence.  As an insurance agent for over 30 years I have heard countless times when the other party admits it was their fault at the scene but oh how their story changes as a little time passes.  Perhaps they talked to an attorney or maybe their friend that has been through this before.  A Dash cam can turn a “partially at fault accident” into a “not at fault accident”.  This will save you time, money and stress.

 A Dash Cam can prevent insurance fraud which cost insurance companies more than $40 billion – with a B!  When the insurance companies shell out this kind of money, guess who really pays for it … yep, you and me.

Dash Cams are not expensive. You can spend as little as $25 up to hundreds.  (Keep reading, I have a discount for you).  They are easy to use as they keep recording over and over.  You don’t have to worry about the memory card getting full.  They are basically plug and play.

This is by no means a commercial for any brand of Dash Cam but I will share with you the company that I purchased mine from.  I spoke to them and they agreed to offer and discount to friends of Griffin Insurance  if you use a Coupon Code: Griffin1.   Go to Amazon and check out WheelWitness.  They have a good selection and they are easy to deal with.

Be safe out there!!

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Abigail David said...

Thanks for sharing.

WEDNESDAY, JUNE 21 2017 12:25 AM

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