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If you find yourself in possession of a house with no occupants, a vacation home, a retirement home or a home that you are planning to rent out someday, you may question whether it's worth buying home insurance to protect it while it is vacant. Here's what you need to know: Home insurance is never a legal requirement. READ MORE >>

One of the most dangerous winter driving hazards is to skid. If it happens at a high speed, the result can be deadly. But most skids can be avoided by simply adjusting to driving conditions and knowing how to recover from a skid. Skids are most likely to occur on curves and turns, so slow down ahead of time to prepare for them. READ MORE >>

Businesses buy business insurance to help them cover the costs incurred from liability claims and property damage. A business owner without adequate coverage may have to pay for legal claims and costly damages out-of-pocket. Depending on how the severity of the incident, a company may end up going out of business. READ MORE >>

Your homeowners insurance policy covers quite a lot. Between storm damage, vandalism and other risks, comprehensive coverage can guarantee a high degree of fiscal protection over the years. Still, standard home insurance policies don’t cover everything. READ MORE >>

As you get older, the cost of your car insurance will drop until you reach your 60s and 70s. Seniors are usually considered high-risk drivers, which means these individuals tend to pay higher premiums. If you want to buy auto insurance for yourself or a loved one, here are a few tips for buying auto insurance for seniors that will help you save money. READ MORE >>

Am I covered when I lend my car to friends or family?   If you own a car, chances are you’ve let someone borrow it at least once. But did you know that in the event of an accident it’s your auto insurance policy that typically would have to pay? READ MORE >>

If you're buying your first home, the world of home insurance can seem pretty difficult to navigate. Fortunately, it's not as complicated as it looks. There are really just a few things you need to know before getting started. When Do I Buy Insurance? READ MORE >>

Cold & Flu season is upon us, beginning in the fall and winter months and peaking between December and February.  Unfortunately, it can stick around until as long as May, making us feel miserable.  In young children and the elderly, the flu and its complications could even cause death. READ MORE >>

Just six months after retiring from 32 years on the Richmond, Virginia, Fire Department, Len Archer got a devastating diagnosis from his doctor. He had pancreatic cancer, and he likely had only two to eight months to live. In an instant, Len, 56, and his wife, Paula, went from planning their retirement to preparing for what appeared to be the inevitable. READ MORE >>

It is not a hard task to determine whether you require comprehensive coverage for your car. However, before you make the decision to buy comprehensive coverage, you need to have a good understanding of how it works. Comprehensive coverage is intended to cover a variety of physical damage claims, such as windshield and body damage, vandalism, and contact with an animal. READ MORE >>

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